If you have good credit and can afford to make payments on a Bentley, well find you a lender who can get you into a Bentley.

If you have good credit and can afford to make payments on a Bentley, we'll find you a lender who can get you into a Bentley. Image from Wikimedia.

At Car Deal Expert, we connect you with lenders who finance vehicle purchases. Coupes, sedans, trucks, SUVs, you name it. There is no maximum amount to what lenders can loan, so if your credit is good enough and you make enough money to buy a Bentley, you can get an online auto loan for a Bentley.

As far as Car Deal Expert and the lenders we work with are concerned, all auto loans are pretty much created equally. Regardless of what you plan to use your loan for, we try to find you the best lender for your situation. Whether you are approved and the amount you can borrow depends on your credit score, monthly income and job history.

New car loans

If you want to buy a brand new car, Car Deal Expert will strive to find a lender who can meet your needs. If you’ve got an income higher than $1,500 per month, a steady job and a good credit score, you’re in good shape. Because of the cost of most new cars, you’ll probably have to borrow a lot more than you would borrow for a used car.

That means you should probably not buy a brand new car if you are making $1,500 per month. However, if lenders check out your credit and your income, and they like what they see, you can buy any car you like with the amount they agree to lend you.

Used car loans

If you’re on the market for a used car, you can get financing through lenders who work with Car Deal Expert. It only takes a few minutes to apply for a lender. Once you have shared all of your information with your lender, you will find out whether you are pre-approved for a loan and how much.

Pre-approval means a lender has agreed to lend you a certain amount. Then, you head to the dealership and pick out a car you like that is in your price range. If you let the dealer know you’re using an online auto loan, not getting financing through the dealership, it will take off a lot of the pressure.

Once you choose your car, your dealer sends your lender a bill of sale. Upon review, the lender will agree to fund your vehicle purchase (as long as you’re not paying way too much for the car) and send your dealer a check. Then you pay back your lender, just like you would pay back the dealership. Usually you can get a better interest rate through an online auto loan, and no one will try to talk you into borrowing more thanĀ  you want to.

Refinance loans

You can also use online auto loans through Car Deal Expert to refinance your current car. If you have improved your credit score since the time you bought your car, you might be able to qualify for a lower interest rate. This is common because every time you make a car payment on time, your credit score improves.

For many people, a car is their first big purchase, which means when they buy it they have little credit history. Once you build up your history and your score, you could save a whole lot of money by refinancing your loan at a lower interest rate. Just apply through Car Deal Expert for the amount you owe on your car, find out whether you qualify for lower interest, and soak up the savings.