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Car insurance excess on a premium car: voluntary and compulsory explained
Insurance excess on a premium car splits into compulsory and voluntary; on a £45,000 car a £400 plus £350 split means £750 on an at-fault claim.
Premium EV depreciation in 2026: which electric cars hold value and which crater
Premium EV depreciation in 2026 has steadied: used EV prices were flat year-on-year in April. We pick which premium EVs to buy…
Financing a £100,000 premium car in 2026: PCP limits, HP and private-bank lending
Premium car finance over £100,000: how PCP, HP and private-bank lending compare, with a worked £100k example and the balloon risk explained.
Pension salary sacrifice cap from 2029: why EV salary sacrifice is untouched
The 2029 £2,000 pension cap leaves EV salary sacrifice alone: full Income Tax and NI relief, with EV BiK at just 9%…
BMW M4 G82 used buyer’s guide 2026: which year, the S58 checks and real prices
BMW M4 G82 used buyer's guide: clean 2021-2022 Competition coupes from around £45,000 in 2026, plus the S58 engine and history checks…
Premium car insurance groups explained (2026)
Premium car insurance groups explained: who sets the 1 to 50 scale, why a Range Rover, RS6 and 911 hit group 50,…
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EV Battery Study 2026: 81.6% Capacity After 8 Years (Geotab Data)
Geotab's 2026 study of 22,700+ real-world EVs: average battery state-of-health 81.6% after 8 years. Average degradation 2.3% per year, mostly from DC fast charging.
