Independent UK guidance on premium used cars, salary-sacrifice EVs, warranty and specialist insurance.
PCP and HP for premium used cars, salary-sacrifice EV cost math, the FCA motor-finance redress scheme, and the credit-card deposit strategies UK buyers use on Amex Platinum, Barclaycard, NatWest and MBNA. Explainers cover positive and negative equity at PCP balloon, the conditions under which an early settlement actually saves money, and what the FCA’s discretionary commission rulings mean for live agreements. Where a finance product is named, the piece works through real-world numbers and ends with a clear rule of thumb. FCA regulated information is cited inline.
102 articlesSit two identical £50,000 electric cars on the same driveway and the badge tells you nothing about which one is…
PCP negative equity means owing more than the car is worth. Compare settlement, voluntary termination and FCA redress before changing…
A £7,000 car allowance reads like a pay rise. By the time HMRC has taken its cut, a 40% taxpayer…
Two drivers, the same £25,000 car, the same showroom, and one of them walks away having paid £28,190 while the…
Four per cent. That single figure is the whole game in 2026. HMRC's published benefit-in-kind schedule, which now runs through…
Here's the figure that should stop you before you sign anything in 2026: on a Kia Sportage, like-for-like on the…
Kia Sportage Hybrid PCP: 5.9% APR representative and a £2,000 deposit contribution to 30 June 2026, and why the self-charging…
With free EV road tax gone and the £3,750 grant capped at £37k, here's why I'd lease , not buy…
Hidden PCP balloon interest adds £6,600 to a Kia Sportage's cost. Compare HP vs PCP before signing.
0% APR deal on Omoda 5 and Jaecoo 7 ends 30 June. Explore the risks and residual-value gamble before signing.
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