Car Finance
Skoda Kodiaq vRS PCP: the 0% APR family SUV maths
Skoda Kodiaq vRS PCP: the 0% APR deal needs £581/month over 24 months; the affordable monthly is 5.9% APR. Full…
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Car Finance
PCP and HP for premium used cars, salary-sacrifice EV cost math, the FCA motor-finance redress scheme, and the credit-card deposit strategies UK buyers use on Amex Platinum, Barclaycard, NatWest and MBNA. Explainers cover positive and negative equity at PCP balloon, the conditions under which an early settlement actually saves money, and what the FCA’s discretionary commission rulings mean for live agreements. Where a finance product is named, the piece works through real-world numbers and ends with a clear rule of thumb. FCA regulated information is cited inline.
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Car Finance
Vauxhall Corsa Electric finance: how the EV beat petrol on monthly cost
Vauxhall Corsa Electric finance now undercuts the petrol Corsa at £251 a month. We explain the deposit contribution, 2.9% APR,…
Car Finance
FCA motor finance redress: what your June 2026 lender letter actually means
FCA motor finance redress letters are arriving on UK doormats: we decode every clause, the opt-in steps and how to…
Car Finance
Financing a £100,000 premium car in 2026: PCP limits, HP and private-bank lending
Premium car finance over £100,000: how PCP, HP and private-bank lending compare, with a worked £100k example and the balloon…
Car Finance
How big a deposit on a premium car? (2026)
A premium car finance deposit at 10%, 20% or 30% on a £50,000 car: what each level does to your…
Car Finance
Part-exchange vs private sale with outstanding finance (2026)
Part-exchange with outstanding finance: who owns the car, the settlement figure, equity, and dealer vs private sale, with a worked…
Car Finance
Self-employed premium car finance 2026: sole trader and limited company
Self-employed premium car finance in 2026: how lenders assess sole traders and company directors, proof of income, HP vs PCP…
Car Finance
Hire purchase explained: the right finance for a used premium car
Hire purchase on a used premium car: deposit, fixed term, no balloon, you own it at the end. The HP…
Car Finance
Business contract hire vs personal lease: which wins
Business contract hire vs personal lease for a UK director: BCH reclaims 50% VAT and a 4% EV BiK can…
Car Finance
Personal loan vs PCP for a used premium car
Personal loan vs PCP on a £32,000 used BMW 5 Series: the loan is about £584/month, PCP about £387, but…
