PLEASE READ THIS AGREEMENT CAREFULLY BEFORE ACCESSING OUR WEBSITE. BY USING OUR WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ THIS AGREEMENT AND YOU AGREE TO BE LEGALLY BOUND BY ALL THE TERMS AND CONDITIONS CONTAINED HEREIN.

1. General Terms

1.1 Use of This Website. You are authorized to use this website solely for your own non-commercial personal purposes.

1.2 Revision of Terms. Cardealexpert.com may change, add or remove portions of these Terms of Use at any time, which shall become effective immediately upon posting. It is your responsibility to review these Terms prior to each use of the website. By continuing to use this website, you agree to any changes.

1.3 Accuracy of Information. Cardealexpert.com uses reasonable efforts to include accurate and up-to-date information on its website, but makes no warranties or representations as to its accuracy.

1.4 Governing Law. These terms and conditions will be construed in accordance with and governed by the internal laws of the State of Nevada, without giving effect to any choice of law rule. Any action or proceeding seeking to enforce any provision of, or based on any right arising out of, these Terms of Use may be brought against any of the parties only in the courts of the State of Nevada, located in Clark County. Each party consents to exclusive jurisdiction of such courts in any action or proceeding and waives any objection to the venue laid therein.

1.5 Entire Agreement. The provisions of these Terms of Use constitute the entire agreement between the parties with respect to the subject matter hereof.

2. Privacy Policy

2.1 Sharing with Non-Affiliated Third Parties. You agree that Cardealexpert.com may share all non-public personal information (including but not limited to information that you provide in your application, information that Cardealexpert.com may obtain from credit bureaus or other sources, and information such as an account balance) with additional non-affiliated third parties, such as financial service providers and various retailers. For more information, read our privacy policy. By submitting a loan application, you agree to provide and/or authorize CarDealExpert.com and/or lending, automobile dealer, or others to obtain such additional information as may be required, including credit reports, in order to complete the processing of your auto loan application. You also consent that your information will be shared with participating dealers, lenders and/or third party intermediaries and that you may be contacted via the phone number(s) I provided for marketing purposes using automatic telephone dialing systems, SMS texts or artificial or prerecorded voice messages. This consent is not required as a condition to purchase services or products.

3. Disclaimers

3.1 Lending Disclaimer. THE OPERATOR OF THIS WEBSITE IS NOT A LENDER. Cardealexpert.com does not make loan or credit decisions. This website is intended only to match you with the best lender based on your application. Completion of an application on this website in no way guarantees that you will be approved for a loan. The operator of this website is not an agent or representative of any lender or other service provider, does not endorse any service or product, and has no association or involvement in any loan transaction at any time.

3.2 Not a Party to Loan Transactions. Cardealexpert.com does not own, transfer, or handle loan funds in any manner at any time, nor is it a signatory on any loan document at any time. Cardealexpert.com shall not be not be a party to any lending transaction entered into by you as a result of any application filled out by you on this website. All loan transactions are entirely between you and the lending entity. You should read your contract documents carefully and not proceed unless you are comfortable with the terms.

3.3 Actions of Third Parties. Cardealexpert.com is not responsible or liable for actions, decisions, or assessments, real or perceived, originating from any lending entity or any other third party. All loan contracts are strictly and exclusively between the lender and you. Cardealexpert.com is never a signatory of or a party to any loan contracts entered into by you and shall not be responsible for the performance deficiencies of any entities with whom you may contract.

3.4 Representations Made by Third Parties. Cardealexpert.com is not involved in any way in the validation of any statements, documents, or other materials provided by lending or funding entities. Cardealexpert.com has not performed any sort of background checks on any lending or funding entities with whom you may contract, and shall not be liable for any statements or representations made by any such entities.

3.5 Accuracy of Information. While Cardealexpert.com makes reasonable efforts to ensure the accuracy of the information contained in this website, Cardealexpert.com is not responsible for accurately depicting any loan programs offered by any lending or brokering entities.

3.6 Resolution of Issues. Resolution of any legal or tax issues which may arise in connection with any loans or other financing obtained by you, should be carried out by licensed attorneys, accountants, or other professional advisors retained by you for that purpose.

3.7 Disclaimer of Warranties. Neither Cardealexpert.com nor any other party involved in creating, producing, or delivering this website makes any representations or warranties whatsoever. EVERYTHING ON THIS WEBSITE IS PROVIDED TO YOU “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. THIS INCLUDES, BUT IS NOT LIMITED TO, THE WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. YOU HEREBY ACKNOWLEDGE THAT USE OF THIS WEBSITE IS AT YOUR SOLE RISK.

3.8 Limitation of Liabilities. Neither Cardealexpert.com nor any other party involved in creating, producing, or delivering this website assumes any responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in this website or your downloading of any materials, data, text, images, video, or audio from this website. NO SUCH PARTY SHALL BE LIABLE FOR ANY INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT, OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO OR USE OF THIS WEBSITE. IN NO EVENT SHALL CARDEALEXPERT.COM’S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE, EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THIS SITE.

3.9 Website Security Disclaimer. While Cardealexpert.com uses reasonable efforts to safeguard the security of this website, there is no guarantee that such efforts will successfully prevent unauthorized alterations in the content or functionality of the website. Cardealexpert.com assumes no liability or responsibility for any unauthorized alterations in the content or functionality of this website.

3.10 Links to Other Websites. Cardealexpert.com has not reviewed any other website that may be linked to this website and is not responsible for the content of any off-website pages or any other websites linked to this website. Linking to any other off-website pages is at your own risk.

3.11 Dealings with Advertisers. Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through this website, including payment and delivery of related goods or services, and any other terms, conditions, warranties, or representations associated with such dealings, are solely between you and such advertiser. Cardealexpert.com shall not be liable for any loss or damage of any kind incurred as the result of any such dealings or as the result of the presence of such advertisers on this website.

4. Property Rights

4.1 Use of Content Submitted to Website. Any unsolicited communication or material you transmit to this website by electronic mail or otherwise, including but not limited to any data, comments, suggestions, and questions shall be considered non-confidential and non-proprietary. Any unsolicited communication or material that you transmit or post may be used by Cardealexpert.com or its affiliates for any purpose, including but not limited to reproduction, disclosure, transmission, publication, broadcasting, distribution, or posting. Furthermore, Cardealexpert.com may use any ideas, concepts, or techniques contained in any unsolicited communication or material you send to this website for any purpose whatsoever, including but not limited to developing, manufacturing, and marketing.

4.2 Images of People or Places. Images of people or places displayed on this website are either the property of, or used with permission by, Cardealexpert.com. Unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

4.3 Trademark Information. The trademarks, logos, and service marks (collectively “Trademarks”) displayed on this website are registered and unregistered Trademarks of Cardealexpert.com or third parties. Nothing contained on this website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the website without written permission of Cardealexpert.com or the third parties owning the Trademarks displayed on this website. Your use of the Trademarks displayed on this website or any other content on this website, except as provided herein, is strictly prohibited.

5. Contact Information

5.1 Addresses. Should you have any questions about these Terms of Use or any other questions or concerns, please email us at support@cardealexpert.com.